Mortgage Payment Assistance

You don’t need to be behind on your mortgage payments to seek help. If you are struggling to make your monthly mortgage payments because of a job loss (through no fault of your own) or other temporary financial hardship (i.e. divorce, serious illness, or death of a co-signor) the N.C. Foreclosure Prevention Fund™ may be able to help you save your home from foreclosure.

If you are currently behind in your mortgage payments or feel that you are at risk of falling behind, call one of our counselors today at (919) 807-8400 to schedule an appointment.

We offer this program in partnership with the North Carolina Housing Finance Agency using funds from the U.S. Treasury.

Learn More About RADA Mortgage Payment Assistance >>

RADA featured on ABC-11’s “Money Saver” Segment

ABC-11 Interviews RADA



WTSB Radio Interview

RADA Mortgage & Servicing Corporation , LLC

RADA Mortgage & Servicing Corporation

Lenders - RADA can now service your consumer loans. We specialize in portfolios of 500 to 2000 loans. Call us to learn more.
Toll Free: 877-421-1887.

NMLS#: 162213

What our Clients Say About Us

“We went over there wondering what was going to happen, if we were going to still have our home. We left there wondering what did happen, what just happened because they were just so incredible!" ~ Monica Brown

"My husband and I were at our wits end with our house and my unemployment status, and in came RADA. Our counselor, Shirley, was calming and very thorough, detailed and the utmost professional. She is an angel from heaven and I would highly recommend her to another homeowner in need. She is truly an asset to your organization in a time when the economy is tough for the unemployed. Please pass my thanks to her." ~ Joan G.

"Because of a very ugly divorce, I couldn't keep up with the mortgage payments on my house. I called RADA and got approved for the Mortgage Payment Program. Thanks to that program, my mortgage was paid while I got back on my feet. After that I applied for a loan modification with RADA's help and was approved. Thanks to your awesome counselors, My children and I were able to keep our home. I cannot thank you enough." ~ Candice R.

“We felt that we were gonna lose the house. And we felt that there was going to be no no hope. We felt that we were gonna be out on the streets. Fortunately, we found RADA. And when we first came in, we felt (you know) apprehensive. We didn’t think that the loan would go through. And it was a hard 30-days waiting period. There was a lot of stuff that we had to do, going to the courthouse, pulling documents and stuff like that. But Emma was great. She kept telling us, “Don’t give up yet. Don’t give up yet.” And finally we got that phone call, and we found out that we were approved. So that was a big load lifted off our backs.

RADA Renewable Energy African American Land Project (REAAL)

renewable energy

The RADA Renewable Energy African American Land Project (REAAL) is focused on assisting land owners with generating income from their properties related to the production of renewable energy, including solar energy and biogas / biomass projects. If you own at least 25 acres of land, or would like for us to contact someone that you Read More>>

Register for the Home Preservation Workshop for Wells Fargo Customers

Nov
22
Sat
9:30 am Homebuyer Education Workshop @ RADA
Homebuyer Education Workshop @ RADA
Nov 22 @ 9:30 am – 5:30 pm
This FREE Homebuyer Education Workshop covers how to: Shop for a home Secure a mortgage loan Maintain your home Please note that the full 8-Hour workshop will be presented on November 22nd. **Lunch will be Read More>>

View Calendar

Register for a Mortgage Payment Program (MPP) Information Session

Register for a Homebuyer Education Workshop

Nov
22
Sat
9:30 am Homebuyer Education Workshop @ RADA
Homebuyer Education Workshop @ RADA
Nov 22 @ 9:30 am – 5:30 pm
This FREE Homebuyer Education Workshop covers how to: Shop for a home Secure a mortgage loan Maintain your home Please note that the full 8-Hour workshop will be presented on November 22nd. **Lunch will be Read More>>
Dec
6
Sat
10:00 am Homebuyer Education Workshop @ RADA
Homebuyer Education Workshop @ RADA
Dec 6 @ 10:00 am – 2:00 pm
This FREE Homebuyer Education Workshop covers how to: Shop for a home Secure a mortgage loan Maintain your home Please note that the 8-Hour workshop will be presented in two 4-Hour workshops. If you sign Read More>>

View Calendar

Take The 8-Hour Homebuyer Education Workshop Online

If you would like to take the 8-Hour Homebuyer Education Workshop online, click the link below to register:

http://www.ehomeamerica.org/rada

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Articles From the RADA Blog

renewable energy

RADA Renewable Energy African American Land Project (REAAL)

The RADA Renewable Energy African American Land Project (REAAL) is focused on assisting land owners with generating income from their properties related to the production of renewable energy, … [Read More...]

Iraq War Name

RADA Helps Veterans and Furloughed Workers Make Their Mortgage Payments and Avoid Foreclosure

Veterans and furloughed workers in North Carolina can seek help getting mortgage payment assistance through the Raleigh Area Development Authority (RADA). RADA is a Raleigh-based, HUD-approved … [Read More...]

Lekesha Shaw

Lekesha Shaw Discusses Mortgage Payment Program on WTSB Radio

Listen in as RADA's Director of Consumer Counseling discusses the Mortgage Payment Program with WTSB Radio Host Carl Lamm. During the interview, Lekesha Shaw talks with one of our MPP success stories, … [Read More...]

Becky and Sheila got help paying their mortgage through the Mortgage Payment Program

Becky and Sheila

Finally we got that phone call, and we found out that we were approved. So that was a big load lifted off our backs. I would tell anybody, even if you think that you won’t get approved, please come … [Read More...]

hud-logo

HUD-Approved Housing Counseling Agencies – Why You Should Use One

HUD-approved housing counseling agencies employ trained, experienced professional housing counselors who can advise you on  buying a home, avoiding foreclosure, and other housing-related … [Read More...]

avoid-mortgage-scams

How to Protect Yourself from Foreclosure Scams

If you are having financial troubles or believe you may lose your home to foreclosure, here are some steps you can take to ensure that you don't become the latest victim of a foreclosure … [Read More...]

foreclosure-scam-types

How Do Foreclosure Scams Work?

The methods scammers use to rip off homeowners are extremely varied. But most of them fit into three broad categories: 1) Sale-Leaseback scams 2) High Fees for little or no services, and 3) Stealing … [Read More...]

Making Home Affordable

Are You Eligible for a Home Affordable Loan Modification?

The Making Home Affordable program was created in 2009 to help homeowners stay in their houses and avoid foreclosure. One of the major pieces of the Making Home Affordable initiative is the Home … [Read More...]

mortgage-scam-alert

What to do If You Think You’ve Been Scammed

If you are having trouble making your mortgage payments, you may be approached by scam artists who prey on desperate homeowners afraid of losing their homes to foreclosure. These scammers tell you … [Read More...]

More Articles from the RADA Blog

Home Bottom #2 Widget

This is a widgeted area which is called Home Bottom #2. It is using the Genesis - User Profile widget to display what you see on the Enterprise child theme demo site. To get started, log into your WordPress dashboard, and then go to the Appearance > Widgets screen. There you can drag the Genesis - User Profile widget into the Home Bottom #2 widget area on the right hand side.

RADA News and Announcements

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RADA Awards $12,500 in Grants to Smithfield Non-profits to Support Neighborhood Revitalization Projects

Grants are part of a $50,000 effort to stabilize targeted east Smithfield neighborhoods Raleigh, NC — April, 30, 2014 -The Raleigh Area Development Authority donated a total of $12,500 to five Smithfield area non-profits to support neighborhood … [Read More...]

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RADA Receives $50,000 Grant from Wells Fargo

Grant part of $6 million effort to help stabilize hard-hit communities nationwide Raleigh, NC — April 21, 2014 -  Wells Fargo & Company today announced a grant of $50,000 to the Raleigh Area Development Authority (RADA) that will be used to … [Read More...]

Iraq War Name

RADA Helps Veterans and Furloughed Workers Make Their Mortgage Payments and Avoid Foreclosure

Veterans and furloughed workers in North Carolina can seek help getting mortgage payment assistance through the Raleigh Area Development Authority (RADA). RADA is a Raleigh-based, HUD-approved housing counseling agency offering the NC Foreclosure … [Read More...]

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Russell Allen Receives RADA Champion Award

Former  Raleigh City Manager, Russell Allen received the 2013 RADA “Champion” Award. Mr. Wallace O. Green, President of RADA, presented the award July 16, 2013 during RADA’s quarterly board meeting. Mr. Allen was presented the award … [Read More...]

Raleigh Area Development Authority offers Mortgage Payment Help for Workers Losing Unemployment Benefits

Unemployed workers scheduled to lose their unemployment benefits July 1 may be eligible for mortgage help while they continue their search for a job or complete training in a new field. About 70,000 North Carolina residents will stop receiving … [Read More...]

More RADA News