There is really no wrong time to talk with a trained budget and credit counselor.

• Do you spend more than you make each month?
• Do you need help reviewing your bills and getting a clear picture of your finances?
• Are you financially overwhelmed and struggling to pay your bills each month?
• Have your work hours been cut making your debts unmanageable?
• Are mounting medical bills, a recent divorce or other life change causing financial strain?

No matter what your financial situation, know that you are not alone. RADA Consumer Counseling Center offers personalized services to help you gain control of your finances. When you contact us, a counselor will work with you to analyze your income, expenses, assets and liabilities. You and your counselor will work together to develop a reasonable action plan for achieving your financial goals.

Contacting a counselor is easy and the appointment is free, so you have nothing to lose.